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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$391,990$377,100
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$1,960$0
Note rate6.870%7.400%
Blended rate6.870%7.640%
1st payment$2,638.37$2,610.96
2nd payment$0.00$0.00
Taxes / mo$205.00$205.00
Insurance / mo$150.00$150.00
MI / mo$0.00$75.42
HOA / mo$111.00$111.00
Total monthly$3,104.37$3,152.38
Cash to close$27,010$41,900